Third-party liability
Third-party liability addresses covered damage caused to third parties, under the applicable policy terms and statutory requirements.
MOTORBIKE INSURANCE PORTUGAL
Motorbike Insurance in Portugal
Request a Motorbike Insurance quote and explore the protection options available for your motorcycle and how you use it.
Online request with no obligation to purchase. If we need to confirm any information, we will contact you.
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- Simple online request
- No obligation
- Case-by-case review
Third-party liability or broader protection for your motorbike?
When choosing motorbike insurance in Portugal, the key initial choice is between compulsory third-party liability and broader protection for your own motorcycle.
Broader protection
Broader protection may also provide cover for certain events affecting the insured motorcycle itself, subject to the selected option and applicable terms.
Explore the available protection options
Motorbike Insurance provides different levels of protection. Review the available options and request a quote to assess the solution applicable to your motorcycle.
Essencial
A starting level of protection for the motorcycle.
May include:
- Third-party liability
- Roadside assistance
Valor Mais
For customers who want to explore broader protection.
Depending on the applicable solution, it may include:
- Rider and passenger protection
- Collision, impact or rollover
- Isolated glass breakage
- Theft or robbery
- Fire
- Protection relating to riding gear and helmet as an option
Cover, insured amounts, excesses, exclusions and acceptance conditions depend on the selected option and the conditions applicable to the risk.
Motorbike Insurance with own-damage cover
A broader option may provide protection for the insured motorcycle for certain situations such as collision, impact or rollover, isolated glass breakage, theft or robbery, and fire.
While riders often search for comprehensive motorcycle insurance, actual protection depends on the specific own-damage covers and policy conditions. Own-damage cover remains subject to underwriting rules, excesses, insured amounts, exclusions and applicable policy conditions.
REQUEST A MOTORBIKE INSURANCE QUOTE
What does Motorbike Insurance cost in Portugal?
There is no single price for Motorbike Insurance. The premium can vary according to factors such as motorcycle characteristics, rider details, how the motorcycle is used, the selected protection level, applicable excess, underwriting conditions, and applicable commercial conditions.
When considering motorbike insurance cost in Portugal or motorcycle insurance cost in Portugal, the most accurate way to understand the price and conditions applicable to the motorcycle is to request a quote.
REQUEST A MOTORBIKE INSURANCE QUOTE- Protection option
- Motorcycle characteristics
- Rider details
- Selected covers and excess
Motorbike Insurance for 125cc motorcycles and scooters
A quote can be requested for motorcycles such as 125cc bikes and scooters, subject to the vehicle characteristics and applicable underwriting rules.
Whether you require 125cc motorcycle insurance in Portugal or scooter insurance in Portugal for daily urban commuting, cover availability and terms depend on vehicle specifications and underwriting criteria.
Roadside assistance and protection for the rider
When selecting your policy, it is useful to distinguish between the different components of protection:
- Third-party liability: responds to covered damage caused to third parties.
- Protection for the motorcycle: own-damage cover for collision, theft, fire, or glass breakage.
- Rider and passenger protection: cover for personal accident risks, medical expenses, and optional protection for riding gear and helmet.
- Roadside assistance: support in case of breakdown or immobilisation under the product conditions.
Cover relating to the rider, passengers, riding gear and helmet remains subject to the selected option and applicable policy terms.
Looking for the right protection for your motorbike?
REQUEST A MOTORBIKE INSURANCE QUOTEHow to request a Motorbike Insurance quote
01
Provide the required details
The quote form asks for the information needed to start the request.
02
Send your request online
Review the information and submit the request.
03
We review the information
If anything needs confirmation, we will contact you. Requesting a quote does not oblige you to purchase insurance.
What should you have ready?
Have the basic motorcycle and rider details available. The quote form indicates the required information as you progress.
We only ask for the details necessary to start and assess your quote request.
Frequently asked questions about Motorbike Insurance
Vehicles covered by the applicable compulsory motor insurance regime are subject to mandatory third-party liability insurance. From that compulsory foundation, you can explore optional additional covers according to the solution and terms applicable to your motorcycle.
Yes. You can request a quote for a 125cc motorcycle. The available cover options depend on the vehicle's characteristics and the applicable underwriting rules.
Yes. You can request a quote for a scooter. Cover availability and conditions depend on the vehicle's characteristics and applicable underwriting rules.
Yes, when the motorcycle and rider meet the applicable underwriting conditions. Protection may include cover for collision, impact or rollover, isolated glass breakage, theft or robbery, and fire.
Request a quote to explore the options available for your case.
Third-party liability covers damage caused to third parties under the terms of the contracted cover and statutory requirements. A broader solution with own-damage cover can add protection for the insured motorcycle itself, for the rider and passengers, and for other risks specified in the chosen option.
The Essencial and Valor Mais options include roadside assistance, in accordance with the scope and conditions set out in the product documentation.
Yes. An excess (known in Portugal as a franquia) is the amount that remains the policyholder's responsibility in the event of a covered claim where an excess applies. Some own-damage covers are subject to an excess, and the applicable options and amounts depend on the contracted solution and its terms.
Yes. Under the broader Valor Mais option, protection may be available for the rider and passengers, and cover relating to riding gear and helmet may be included as an option, subject to the applicable policy conditions.
The cost of motorbike insurance in Portugal depends on risk factors including the motorcycle's characteristics, rider details, usage, selected protection level, applicable excess, and underwriting conditions. Requesting a quote is the most accurate way to determine the price for your motorcycle.
Have the basic motorcycle and rider details available. The quote form indicates the required information as you progress through the request. If we need to confirm any details, we will contact you.
No. Requesting a quote is free, carried out online, and carries no obligation to purchase insurance. You can review the proposal and applicable conditions before deciding.
Yes. You can submit the quote request and receive support in English. The applicable official insurance documentation may be issued in Portuguese, and the relevant information can be explained to you in English.
Motorbike Insurance Documentation
Consult the official documentation for detailed information on cover, exclusions, insured amounts, excesses and applicable conditions.
- Insurance Product Information Document — Automóvel 2 Rodas VIEW DOCUMENT
- Motorcycle Insurance General Terms and Conditions VIEW DOCUMENT
Official Generali Tranquilidade documentation (Generali Seguros, S.A.). The information on this page is a summary and does not replace the applicable pre-contractual and contractual documentation.
Request a Motorbike Insurance quote
Send the required details to start your Motorbike Insurance quote request. If we need to confirm any information, we will contact you.
REQUEST A MOTORBIKE INSURANCE QUOTEOnline request · No obligation to purchase